BeSmartee and Vesta Announce Strategic Integration to Deliver a Seamless Wholesale Lending Workflow

FlashSpread instantly converts scanned tax returns into complex and comprehensive financial reports and analysis with little to no human interaction. This enables Lenders to make error free, data-driven, credit decisions in flash.

Solve your data and process problems.

Don't waste hours manually spreading deals that can be declined. With FlashSpread, it takes only a matter of seconds to process personal and/or business tax returns. Get instant results for faster decision making.

Financial institutions love us

  • Create a more productive business lending cycle
  • Determine applicant qualification in seconds
  • Give business owners instant feedback
  • Feed only the best qualified deals to underwriters

Instant Tax Spreading

Convert scanned Tax Returns into digital financial statements with the click of a button.

Credit Decisions in a Flash!

Instantly identify a deal that does not meet minimum lending requirements.

Find Better Deals

Only underwrite pre-qualified deals.

Cost Effective

Just one low monthly subscription with no hidden fees.

Secure Data Storage

Keeping your data safe and sound, always.

User Friendly

Log-on and spread tax returns in seconds.

Building the future of lending, together

Testimonials

"FlashSpread has vastly reduced the amount of time it takes for us to spread tax returns. The systems they have in place to validate the spreads and make corrections are quick and easy. For the first time in several years we won't be using a summer intern to help us catch up. Highly recommend this software!"

Caryl Eriksson, President of InterMountain Business Lending

"Together, Accrue and FlashSpread combine to provide a streamlined and all-encompassing solution, enabling our customers to maximize productivity, make data-driven underwriting decisions with confidence, and ultimately spend more time building strong community relationships."

Laura Day, Director of Business Development and Partnerships at Core10 (Accrue)

"We decided to implement FlashSpread to help provide additional detail to our existing write-ups. This easy-to-use solution has helped us enhance our narratives with more detail and trends. The team is easy to work with, and are accessible and available quickly whenever we have a question."

Scott Finnell, Chief Credit Officer at First Federal Community Bank

"We always receive a quick response from the BeSmartee Team anytime we have a question or need anything, and our Client Success Managers are always there for us. We find the BeSmartee solution valuable because the platform allows an entire section of the industry to originate loans with borrowers. It is excellent for borrower communication and keeping loan data updated through our seamless integrations."

Michael Lupfer, Product Owner II

"BeSmartee have helped us keep pace with an ever changing industry. Consumers demand a speedy and efficient mortgage process. If we cannot deliver this we lose customers and producers very quickly."

Nicholas Ripple, Head of Product

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